The team at C.T. Harris & Company would like to wish you and your family a happy and prosperous New Year. It is now time to start putting your New Year's resolutions into action. However, have you set yourself the right goals? Remember, goals must be SMART (Specific, Measurable, Agreed Upon, Realistic, Time-based). We hope that you are able to refine your goals in ways which allow them to be true drivers of positive change within your business in 2019.